Financial discipline in the private sector is worsening considerably. Almost half out of over a hundred managers addressed for the Trend Barometer at the beginning of the month claimed that they have sensed the change. The Slovak firms have yet to experience perceptible increases of insolvency. Moreover the situation is being complicated by bankruptcy legislation, whose flaws are evident particularly in difficult times. It’s as if the legislation’s creators didn’t expect a considerable change in economic trend and the problems arising from it. Exporters, who experienced a behavioral change in their business partners last year, were the first to face the problems. “Companies, whose clients’ portfolios consist of companies from the most problematic countries, are already being hit with payment problems,” says Tomáš Jurík, general director of the company Coface Slovakia. Those who have clientele in Spain, Italy, Greece, USA, Great Britain or Hungary and Romania, have the biggest problem. At the beginning of the year, also the Czech Republic, Slovakia’s biggest business partner, joined this group. Companies, who run their main business in the domestic market, are still in a slightly better situation. But the problem is gradually affecting them too.
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