In the middle of February when bankers and the government agreed to support debtors of mortgages who will lose their jobs, they said that one month would be necessary to discuss the rules. Now, by the end of March, it’s still not known what the state support will look like. Both parties are now talking vaguely about releasing the plans next week. And now what will it be like? So far even the bankers themselves who came up with this idea don’t have a unified concept. One thing is for sure, is that not everyone will receive help. But speculations on how to use the mortgage guarantee are growing. The crisis and the expected increase in the number of unemployed are forcing banks to prepare scenarios for unpaid loans. Banks claim that there is no catastrophe happening in their portfolios. But according to Boris Gandel, spokesperson for Tatra Banka, there are signs of a worsening situation. “We have already noticed certain individual cases, applications for loan reassessment…but a general percentage of unpaid loans in the all the portfolios are still very low,” adds Zuzana Ďuďáková, spokesperson at UniCredit Bank.
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